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A Weekly Real Estate Talk Radio Program

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August 28, 2006
ANDY CALDWELL FROM COALITION OF LABOR, AGRICULTURE AND BUSINESS (COLAB)
JOE ARMENDARIZ FROM THE SB TAX PAYERS ASSOCIATION
PART 1
Measure D is expiring in 2010 and Measure D-2006 is on the ballot
What is the history of the original Measure D?
Why did COLAB and the Tax Payers Association support it?
PART 2
Why are they NOT supporting the new Measure D-2006?
Why is the new one so different?
What part does inflation play?
Why didn't they call it what it is?
What happens if it fails to pass?
PART 3
Joe's take on taxes in general
How big of a hypocrite am I?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 21, 2006
RETIRED FBI AGENT: STAN LOS
SUMMIT RESEARCH GROUP, PRIVATE INVESTIGATORS
SANTA BARBARA, CALIFORNIA
PART 1
Real estate mortgage fraud; How not to get caught
Identity 'rental' versus identity theft
PART 2
Real Estate Investment fraud
Local Santa Barbara man goes to jail
A house so nice it was sold to more than one buyer
Mail and wire fraud
Life as a private detective
PART 3-A
Is checking your credit on-line beneficial?
Build an outdoor shower but save the sewer system
What slow real estate market?
Regional real estate update
PART 3-B
Theme music of famous detectives
Robbery versus burglary: which would you prefer?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 14, 2006
Santa Barbara Superintendent of Schools
Dr. Brian Sarvis
PART 1 and PART 2
What should the SB School District do with vacant land?
Sell it 'as is'?
Get entitlements and then sell it?
Develop as Work Force housing with a ground lease?
Develop as Market Rate housing with a ground lease?
Should the county allow higher density?
PART 3
Forfeit the lease if you serve alcohol (Oregon)
500,000 California real estate licensees: one for every 55 adults
A husband with his own house so he can watch TV and smoke
How much do our listings weigh?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 7, 2006
TITANS OF REAL ESTATE WITH DAN ALEF
COLUMNIST OF "TITANS OF FORTUNE"
PART 1
Harry Chandler, Real Estate Tycoon
How the LA Times helped sell real estate
How buying water rights developed a city
His connection with the movie "China Town"
PART 2
Real Estate is the greatest investment
SF versus LA: Union versus Non-Union
John Jacob Astor, America's first millionaire
How to buy an island.Manhattan Island
Aaron Burr's real estate deals
Rockefeller Plaza
Hershey Town, Pennsylvania
PART 3
Cornelius Vanderbilt's neighbor James Ben Ali Haggin
Land Titles
Elias "Lucky" Baldwin
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 31, 2006
SACRAMENTO BEE COLUMNIST PETER SCHRAG FOR PARTS 1 & 2
IS PROP 90 "PROTECT OUT HOMES ACT" THE ANSWER?
PART 1
Eminent Domain: Could Kelo versus New London happen in California?
What is blight?
What is public use?
Prop 90: 'Taking' and 'Zoning'
PART 2
Are we protecting Mom & Pop or Slumlords?
What's the worst that can happen?
A letter to the editor says "Pass prop 90"
Is an initiative the answer?
An LA carpet manufacturer gets rolled
Land value
PART 3
The two doors to choose from in hell
An owner nearly tears up his floor
A Colorado Springs real estate story
A real estate movie
Another radio station mentions Radio Real Estate
Mission Hardware: The last of a dying breed
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 24, 2006
PART 1
Sales for the first 29 weeks of '06 compared to past years
Development on the Riviera required that a trolley be built
A 1920's house on El Encanto Road w/almost 2 acres & guest house
The Tower Room with a special staircase
Have you been in any basements lately?
PART 2
Growing up in a 1920's apartment in Mt. Vernon, New York
The 1920's brings innovation in building technology
PART 3
Fewer elderly are paying off their mortgages
Big ticket listings over one hundred million dollars
How big is too big?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 17, 2006
WHAT GRIDLOCK?
Robert Bruegmann, Urban Planning professor
University of Illinois at Chicago
PART 1
Sprawl is not the worst thing that happened to cities
Freeway versus rail
From 1900 to 1950
PART 2
Caller asks about the downtown corridor
Density, smart growth and suburbia
Shopping Centers
Santa Barbara, CA, Boulder, CO, Litchfield, CT
PART 3
Number of people per square mile
Could rail induce automobile traffic?
Latent demand
Could LA have kept up with traffic demand?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 10, 2006
PART 1
Patty Debenham tells her real estate story:
Two buyers in San Francisco are 'Tenants in Common'
PART 2
Converting their duplex to a condominium
Anti-stove tipping is a requirement
PART 3
Capital Gains Tax Relief Refresher Tips
You know you have a difficult listing when.
How to get the conforming loan rate when.
What types of properties do people rent?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 3, 2006
PART 1
How many real estate agents in California?
Conforming rates.a bit of history
Increase in the prime rate
PART 2
Are real estate signs legal?
9 steps to a raised foundation
Builder John Blankenship:
Development costs and affordable housing
Who really broke John's leg?
PART 3
John discusses the 1/3 rule
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

June 26 , 2006
PART 1
Lead based paint dictate safety rules, OR
How baby Jake, the lead-based paint baby almost lost it
Another husband gets prison & his wife gets probation
Avoid Dryer duct problems
PART 2
Margot Zen of Diversified Mortgage, Inc.
805-708-3216 or 888-878-3216
www.dmortgage.biz
Updates on rates and the market
Hybrid Arms are not as attractive as they once were
Interest-only can convert to adjustable or fixed
The scoop on 30, 40 and 50 year loans
PART 3
A 73 year old man is going to jail for 6 years
How to steal your neighbor's property and not go to jail
The real estate question you shouldn't be asking
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

June 19 , 2006
PART 1
How raw sewage made Coast Village Road part of the 'City'
Attorney Chuck Kent discusses the race for 2nd district
Penguins and real estate
PART 2
Where to get the best meatloaf lunch
"What were you thinking" segment on homeowner's insurance claim
A landlord's experience with water in the bathroom
PART 3
Real Estate fraud stories
A man gets 101 years and his wife gets probation
How real estate bridges the cultural divide
Would your parents loan you 1.9 million?
Is 61 million a fair price?
A homeowner's battle with permits
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

June 12 , 2006
THE RELATIONSHIP BETWEEN LANDLORDS AND TENANTS
PART 1
Jeff raises the rent for the 1st time in 17 years.and gets an argument
A roommate moves out & the remaining tenant wants a rent reduction
Will Pat Riley have a coronary?
PART 2
A tenant gets his 1st rental increase in 7 years & is grateful
Jeff asks another tenant to pick their own rental increase
PART 3
A caller suggests 3% annual increases & warns of rent control
Another caller suggest low rent leads to codependency
'The Landlord Survival Guide' by Jeffrey Taylor suggests:
Rent apartments without stoves & refrigerators
Credit tenants money for good behavior.
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

June 5 , 2006
LAFCO: LOCAL AGENCY FORMATION COMMISSION
Executive Officer Bob Braitman
PART 1
Who is LAFCO?
When and why were they created?
City of Santa Barbara steals an airport?
PART 2
A city's 'Sphere of Influence'
A city's 'Annexation'
What happens to rent controlled Mobile Home Parks?
PART 3
Can we leave unincorporated areas 'as is'?
Cities versus Counties
The County Split
How do you create an environmentalist?
The State Housing Mandate could be challenged
The host makes election predictions
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

May 22 , 2006
PART 1
When to remove personal property before your house is up for sale
Personal property included in a sale: Rocky the dog
Neil Ablitt with a monthly update on the biggest smallest house in SB
What are transparent walls?
www.AblittHouse.com
PART 2
Burying a time capsule
A caller explains what a parrot can do to a rental
Buying real estate in Mexico
PART 3
Earthquake trivia question is answered by a caller
A caller gives one option to buying real estate in Mexico
Explanation of rental property and capital gains
Ablitt's Dry Cleaners does restoration: www.tricountiescrdn.com
Certified Restoration Dry Cleaners
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

May 15 , 2006
PART 1
Russ Johnston joins us for Part 1 and 2
Real estate in the 1960's: Couldn't give it away
PART 2
A trip down memory lane...a bowling lane
PART 3
The 2nd district: Where is it?
Suggestion for the Coral Casino cabana
Private property rights versus Design Review Boards
PART 4
Weekly Sales/MLS Updates
Bonus: Recap of the first 4 months of the year
Affordable housing available in Lompoc
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

May 8 , 2006
SANTA BARBARA REDEVELOPMENT AGENCY
MANAGER DAVE GUSTAFSON
PART 1
One definition of 'Redevelopment'
Do you fix other people's mistakes?
Does the government lose control with a comprehensive plan in place?
When is eminent domain used and is it a good thing?
Chapala Street projects
PART 2
Why does a toilet cost $586,000?
Granada parking garage: Why no houses on the top?
Where can employees park?
Arlington Theatre and Vons
PART 3
Carrillo/Chapala Street bus station/urban village
Plaza de la Guerra: Don't fix what's not broken
Visitor center condominium
Fig Tree condos?
Historic Railroad car acquisition.
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

May 1 , 2006
UCSB ECONOMIC FORECAST DIRECTOR BILL WATKINS
PART 1
Review of their 2006 Economic Seminar
A poll: Is the economy good or bad?
What to invest in?
Gas prices
PART 2
Demographics
Consumption
PART 3
FIVE STAR FINANCE PRESIDENT JEFF McCUNE
MORTGAGE BROKER
805-687-1788
www.FiveStarFinance.net
Mortgage rates and trends
Negative Amortization Loans
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

April 24 , 2006
Jim Downing
PART 1
Eminent Domain versus private property rights
PART 2
Anaheim's alternative plan
Land is taken by Eminent Domain & now they want to sell it
PART 3
Hawaii versus Chevron: control gas prices with rent control
A 9/11 terrorist sublets one of Jim's rentals.
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

April 17 , 2006
Dave Mullinax, League of California Cities
Regional Public Affairs Director
www.CaCities.org
PART 1
State Mandate: What happens if we don't build?
PART 2
Is the SOAR'S initiative the answer?
PART 3
Who do you contact to voice your opinion?
Will the north county absorb the housing?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

April 10 , 2006
PART 1
Dr. Ruth Westheimer calls in to say Happy 50th Birthday to the host
Quarterly Stats: Sold, Pending, Price Change and New listings
PART 2
Neil Ablitt construction update on his 20'x20' four story house
Top Ten Signs that you have a difficult listing
Stats on vacation homes and investment property
PART 3
Jeff the alternative landlord from Redlands
Will tenants raise their own rent?
How to get the rent paid on time?
What countries bought the most US real estate in 2005?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

April 3 , 2006
PART 1
Mortgage rate & loan update with Margot Zen
Diversified Mortgage
805-708-3216 or 888-878-3216
www.dmortgage.biz
PART 2
and
PART 3
Tankless water heaters
Alec Newcomb
www.houseneeds.com
802-583-2726
Income tax credits for energy efficient products:
www.energy.gov/taxbreaks.htm
How to punish your children with cold water
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

March 27 , 2006
Land Use Consultant Syndy Souter
PART 1
Where is development going?
PART 2
Modification versus Variance
Down Zoning versus Up Zoning
PART 3
Two callers with questions
The County's big 'oops'
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

March 20 , 2006
How can you buy 40 acres in Santa Barbara for $380,000?
PART 1
PART 2
PART 3
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

March 13 , 2006
GUEST: Mary Louise Days
Santa Barbara's first City Historian
PART 1
What's your favorite Santa Barbara building?
What disappoints you, historically speaking?
History of the County Recorder's building
1872 was a very good year
PART 2
What was on the location of the new Granada parking garage?
What was at the corner of Anapamu and Anacapa?
La Cumbre and Paseo Nuevo Shopping Centers
A caller asks about Ott's
PART 3
What would Pearl Chase think of current development?
The host believes Pearl knew how to solve the parking problem
What was on the location of the Museum of Art?
History of the University Club
Upper State Street
Old houses on the Court House block
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

March 6 , 2006
GUEST: Christopher Thornberg, Senior Economist UCLA Anderson Forecast
www.uclaforecasat.com
PART 1
Why Chris thinks that we are in a bubble
Housing bubble versus a business and stock market bubble
Market price is out of balance with the fundamentals
Buying a house is a stream of rental income whether you rent or not
Rental prices and housing prices
Common housing myths
Why Santa Barbara is NOT different
PART 2
Land is like sheep to wolves
Developers, like wolves, mark their territory
Why are parking lots a bad thing?
Who will fight "World War Three"
PART 3
Tax Deduction Tips
When can you write off a ground lease?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

February 27 , 2006
GUEST: economist Mark Schniepp
www.CaliforniaForecast.com
PART 1
Sales statistics without the 'high-end' included
Inventory, sales and pending sales
The host receives the guest's name tag.by mistake
PART 2
What will your house be worth in 2011?
Gas prices and the economy
Are foreclosures really 'on the rise'?
Do 'headlines' tell the story?
Who will buy the Hawaiian Islands?
PART 3
What is the worst case scenario in real estate?
Should you sell if you live in California or Arizona?
Is Santa Barbara different from other markets?
Are speculators an endangered species.worth saving?
The guest slams the door on this subject
The most expensive listings in the country
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

February 20 , 2006
PART 1
Put a cap on property taxes?
Increase taxes to pay for affordable housing?
How to make $13,650,000 in real estate
$337,000 to $900,000 to $1,310,000
PART 2
More information on the Louisiana Purchase
Lawyer writes the FHA citing the Queen and G-d
Use Eminent Domain to buy a house
PART 3
Della from Perry Mason calls in
Past caller Debbie calls with feedback
The last VP joke
Can you rent to women only?
Discover the greatest tax shelter
Two 'affordable' downtown Santa Barbara houses
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

February 13 , 2006
GUEST: First American Title's Chief Title Officer Randy Sutton
805-687-1581
Visit www.firstamsb.com
PART 1
What expires the day you buy it?
Someone makes a claim on a house who owned it '3 sellers ago'
Why title insurance is getting better
PART 2
Encroachment, fences and lot line claims
A caller questions the validity of Title Insurance Companies
PART 3
A forgery claim going back to the 1950's
A mother gives her house to a son and he won't give it back
Randy explains the Louisiana Purchase timeline
Trivia Question: When can you fund and record on the same day?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

February 6 , 2006
PART 1
Landlord pays fines for not making proper disclosure
Tenant with 2 monkeys seeks a rental
PART 2
C.A.R attorney Neil Kalin
Mass transit brings Neil to Santa Barbara
New forms for the Purchase Contract
Arbitration: Statistics on court decisions and ‘reversals’
PART 3
C.A.R. Chief Economist Leslie Appleton-Young
Why Neil Kalin didn’t get an upscale venue?
Mortgage Rates: Why are they still low & what’s ahead?
The ‘Wal-Mart Effect’
U.S. transition from manufacturers to retailers
A ‘Soft Landing’ versus a real Bubble.
Internet versus non-internet Buyers
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

January 30, 2006
PART 1
Why build a kitchen with no refrigerator?
PART 2
MicroMLS.COM
Denison Bollay, Chairman & Jerod Olson, Operations
How real estate agents use MicroMLS to better serve clients
Wireless option when you need it
Technology benefits everyone
PART 3
Should we put a cap on real estate taxes?
Should large homes pay an additional tax to fund affordable housing?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

January 23, 2006
Your Chimney Sweep…805-683-1220
FREE chimney & dryer duct inspections
PART 1
A former military fireman now a licensed chimney sweep
Do you want birds with soot on their wings in your house?
A ‘smoke shelf’ is not where you take cigarette breaks
What does Stearns Wharf have in common with your chimney?
PART 2
A caller asks about gas logs
What wood is best to use in your fireplace?
Why you should worry about your dryer duct
How to burn incriminating evidence (kidding)
PART 3
The best way to heat your house with your fireplace
The scoop on Duraflame and ‘self-cleaning’ logs
Fireplace inserts and free-standing fireplaces
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

January 16, 2006
PART 1
A caller suggests a cap on property taxes
A new Buyer’s Disclosure for “Supplemental Taxes”
PART 2
Home Maintenance Tip Of The Week
78 listings on the Santa Barbara caravan
An open house directory/map that makes sense
How does a REALTOR lose weight?
PART 3
Neil Ablitt: Building a house on a 20’ x 20’ parcel: Month #2
Would you put a bathroom in an elevator?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

January 9, 2006
Today's guest: Margot Zen, owner Diversified Mortgage
805-708-3216 or 888-878-3216
Visit www.dmortgage.biz
PART 1
Interest rates: What drives them & where are they going?
Freddie Mac or Freddie Kruger?
Conforming loans
PART 2
Different types of loan programs
Full documentation versus ‘stated’ income
‘Interest only’ loans can work for certain people
Teaser rates can come back and bite you
PART 3
40 & 50 year loans…but what about Japan?
Loan fraud: A national registry
Who has the best Orange Chicken?
PART 4
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

January 2, 2006
PART 1
A naked listener calls in
Architecture Trivia Question
Traffic Trivia Question
Can you answer a Louisiana Purchase Question?
PART 2
The controversy: The Sheriff’s Council
PART 3
Year in review comments
PART 4
Quarterly review for 2005
Yearly review since 2001
Weekly Sales/MLS Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

December 26, 2005
PART 1, 2 and 3
Santa Barbara County Clerk Recorder and Assessor: Joe Holland
Taxes, exemptions and ramifications
PART 4
Year-to-date median prices on homes & condos
A real estate Christmas Poem
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

December 19, 2005
PORIA: HOUSE EATING FUNGUS
Guest Dan Lenz, Lenz Pest Control
Santa Barbara, CA 805-962-9151
Visit www.lenzpest.com
PART 1
What is Poria? (MeruliaPORIA Inrassata)
Where did it come from?
How can you recognize it?
PART 2
Can you protect your house?
Use a WEEP SCREED
French Drains
“It’s alive”
PART 3
Drop off your insects & dropping to Dan
Subterranean versus dry wood termites
PART 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

December 12, 2005
PART 1 and PART 2
GUEST:
UCSB Economic Forecast Director Bill Watkins
Feedback on UCLA’s recent adjustment to their forecast
What effects our economy and housing prices?
Bill gives us some good news
Is the glass half full or half empty?
PART 3
The house that the host wanted to buy got away
When a Buyer stalks a Seller
The water mystery at the Castillo underpass is solved
Goleta’s answer to the airport expansion
Landlord Jeff from the Inland Empire
No credit, reference & employment checks = no problems
Jeff’s mom doesn’t know Prohibition ended in 1933
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

December 5, 2005
Part 1
Listen to the host improvise when a scheduled guest is unable to call in
New loan amounts qualify for conforming rates
Part 2 and Part 3
Landlord/Tenant War Stories
Ron Wolf gives feedback to a landlord
A person signs a lease but someone else moves in
Two weeks after moving in a tenant throws a party
Worker’s Comp for landlords and their employees
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

November 28, 2005
Guest: URBAN LAND INSTITUTE'S William H. Hudnut
Senior Resident Fellow, Chair For Public Policy
Mayor: Chevy Chase, Maryland
Former Mayor & Congressman: Indianapolis, Indiana
Part 1
How to prevent people from knocking down and rebuilding larger homes
San Bernardino County is building for the migration into California
Santa Barbara needs a rehab
California is peculiar
Part 2
'Demography is Destiny
Where are 60 million immigrants going to live?
Why density can be a good thing
Regentrification in Indianapolis
Part 3
Katrina exposed the soft underbelly of middle America
New construction will be replaced with adaptive reuse
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

November 21, 2005
Part 1
JOE GUZZARDI
Private property rights versus maintaining a neighborhood's quality of life
Social Engineering
Affordable Housing
Up-zoning and bonus density
Part 2
A caller discusses going 'car-less'
Shared parking versus minimum zoning
What's the plan for the 'General Plan'?
Will Joe run for County Supervisor?
Part 3
NEAL ABLITT
How to build a 4-story house on a 19' x 19' parcel
Radio Real Estate scoops 'Good Morning America'
Visit www.ablitts.com
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

November 14, 2005
Gutter talk and the roof over your head
ACTION ROOFING with Jack Martin and Steve Martin
Email action@roofing.com
805-966-3696 in Santa Barbara area
805-688-6824 in North County area
Part 1
Roofing material leads to a class action lawsuit
What to look for in improper installation
Roof Inspections: who, when and why
Part 2
Gutters: galvanized, copper, aluminum & vinyl...
What works and what to avoid
Part 3
Alternatives to old fashion shakes
Alternative way to redo flat roofs
Jack makes a mistake but all's well that ends well
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

November 7, 2005
Who is watching a watchdog group?
Andy Caldwell: Coalition For Labor, Agriculture and Business
Part 1
Andy signs his life away
Sounds like "Nimby" IS a dirty word
Is Montecito better than Goleta?
Constraints of Resources
Part 2
Private property rights versus the good of the cause
Agricultural Zoning: "Truth in Zoning"
Is Santa Barbara not getting its fair share?
Part 3
Will Santa Barbara County split?
The north prefers to be poor and free
Isle Vista belongs where?
State and local finances are not good
Predictions on Arnold Schwarzenegger's propositions
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

October 31, 2005
Guest: Brook Warrick
President of American Lives Market Research and Innovation
New construction and remodeling tales
Part 1
Bathrooms: where people like to spend their money
Unusual fixtures and design
Heat your house through your floors
Part 2
Real Estate Horror Stories
Mold & termites force demolition of new houses
Do we build houses that are too energy efficient?
Live Animals...trapped inside walls
The host corrects the guest's survey
Part 3
Unmet expectations..."Fit and Finish" stories
How to select a contractor
Kitchens: cabinetry, counters and appliances
What you don't want to find in your bathtub
Part 4
Weekly Sales/MLS Updates
How the end of daylight savings effected the host
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

October 24, 2005
Part 1 and 2 Guest: Gary Earle, Coalition for Sensible Planning
Part 1
Should State/County/City government dictate housing development
without neighborhood input?
Private property rights versus up-zoning and density
Part 2
'Noleta': the Rodney Dangerfield of Santa Barbara County
State Housing Mandate
Affordable Housing versus rentals
Part 3 Guest, Neil Ablitt, Building a 673 square foot four-story house
Part 3
On site, Neil starts installing 9 caissons, 2' wide & 40' deep...
...on a 20' x 20' parcel to build a one bedroom house with a
roof-top deck in downtown Santa Barbara, California
Part 4
Should sewer lateral repair be required of Sellers during escrow
Weekly MLS/Sales Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

October 17, 2005
Guest: Paul Casey, Director of Community Development
Santa Barbara, California
Part 1
Downtown parking: pricing and location
How a 15 year old can become the 'Director'
Part 2
General Plan Update: Growth, Zoning and Mixed Use
Time-Shares at the beach...or not?
Living wage and Health Benefits at Starbucks
Measure E and D
Part 3
Mansionization of 'small towns'
FAR: Floor Area Ratio restrictions
View and Solar Ordinance
St Francis Hospital to condos?
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

October 10, 2005
Parts 2 & 3: Neil Kalin, Assisant General Counsel
California Association of REALTORS
Part 1
A 1918 war hero and a street in Santa Barbara, California
A real estate agent walks into an open house...that's not open
Part 2
Megan's Law: Sexual Predators as a 'protected class'
Update in the Real Estate Purchase Contract
Part 3
Verbal agreements don't count...unless a judge says so
Contigency Removal: Active versus Passive 
Verbal negotiating can waive your rights 
Notice to Perform
New form: Demand to Close Escrow
Part 4
Weekly Sales/MLS Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

October 3, 2005
Part 1
'Tale of two cities' update from Big Brother Bob Braitman
Local Agency Formation Commission: 'LAFCO'
Part 2
30 versus 60 day rental notice update from Ron Wolf
Will they change the law?
Part 3
Real Estate & Restaurants - The rise & fall of Sambo's...a national restaurant chain...
from Chad Stevens of Chad's Restaurant
Part 4
Weekly MLS/Sales Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

September 26, 2005
Guest: Dave McGrath from Liberty Mutual Insurance
Part 1
Who's job is it & what criteria are used to determine the preplacement cost of your home?
Is identify theft covered? Are you under-insured? Price per square foot?
Part 2
Earthquake insurance. Mold. Extended replacement. 
Personal liablity insurance. Exclusions.
Part 3
Will our insurance rates go up as a result of hurricanes Katrina and Rita?
What causes rate increases and/or cancellation?
What are minium home standards for insurability?
Part 4
Weekly MLS/Sales Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

September 19 , 2005
Guest: Economic Director of the California Forecast Project, Mark Schneipp
Part 1: Prices, Supply versus Demand, Bubbles
Part 2: Will 'New Orleans' and Alan Greenspan's retirement effect interest rates and real estate? Demographics and building your way out of housing shortages.
Part 3: A caller asks about coastal communities being insulated from 'the bubble'
and investment cap rates.
Part 4: Weekly MLS Sales Update
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

September 12 , 2005
Topic: 1031 Exchanges
Guest: Vice President of Amherst Exchange, "1031 Accommodators"
* How and when to sell or 'exchange' investment property and defer taxes.
* How to convert investment property into your primary residence.
* How to convert your primary property into an investment
property...utilize the Federal Tax Exclusion of $250,000/$500,000
AND combine this with a 1031 Exchange.
Latest MLS/Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

September 5 , 2005
Part 1 and Part 2:
Listen to an ex-New Yorker (Long Island), Robert Rowe, who bought a
house and the adjacent vacant parcel over 30 years ago and then had to
battle and sue the government to allow him to sell them as separate
parcels. Hear his tale of almost moving to Santa Barbara, California
but ending up in Phoenix, Arizona.
Part 3:
The Chairman of the Local Agency Formation Commission for all of
California, Tim Campbell, discusses City hood versus the 'Sphere of
Influence' and the need for more housing to meet future population growth.
Part 4:
Latest Sales Updates
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 29, 2005
A Best of Radio Real Estate show:
• A comparison between two California Cities:
Santa Barbara and Santa Maria, from Bobbie Lee Kelly—the Santa Maria Rodeo Queen from 1951.
• Comedian Buddy Hackett (from 2003) discusses his best real estate investment
and jokes it up with the host.
• 89-year-old Sid Reed discusses his adventure in hitchhiking from New York and
living on the beach in Santa Barbara, California in 1932—"Santa Barbara's oldest homeless person"
• Plus, how California real estate Sellers affect other markets.
Latest Sales Updates in Part 4 of September 5 show (next week)
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 22, 2005
Guest: Property manager/investor Ron Wolf
Topics: New rental laws and applications of existing regulations.
A tenant asks, "Where in my lease does it say I can't have a couch in the front yard tree?"
Explore the Tenant/Landlord relationship.
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 15, 2005
Guest: Homeowners Defense Fund Chair Judith Ishkanian
Topic: People want more say as to developments and density in their neighborhoods.
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 08, 2005
Topics: Should REALTORS put up flags on July 4th?
Transfering your tax base when selling your primary residence
Sewer lateral replacement: during escrow or not?
Farewell To ARMS (Adustable Rate Mortgages)
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

August 01, 2005
Guest: Historian Erin Graffy de Garcia
Topic: Santa Barbara Fiesta and Old Spanish Days
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 25, 2005
Guest: Real Estate Developer John Blankenship
Topic: How does a man make a living buying 'dirt' and building condos?
Does "inclusionary affordable housing" raise the costs for market rate homes?
Is it fair...or fare? What does a builder with 35 years experience have to say
about real estate cycles? What does it cost per square foot to build
moderate and high-end constuction (see Part 4)?
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 18, 2005
Guest: Jeanne Graffy,
Former: SB County Supervisor, SB City Council Member & Planning Commissioner
Topic: The history of 'down zoning' to avoid density and how recent decisions supporting inclusionary housing and 'bonus density' could be viewed as skirting the law.
Development & remodeling of private property: How F.A.R. (Floor Area Ratio) should we go?
Should private property owners be required to inspect and replace their sewer lines from their house to the street? Land Use issues and politics.
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 11, 2005
Guest: Attorney Susan Petrovich, Partner of Hatch & Parent
Topic: The Supreme Court ruling: taking of private property to create new jobs
& increase tax revenues falls within the public use requirement
of the Fifth Amendment. I don't agree.
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

July 4, 2005
Guest: Housing activist Gary Earle & attorney Chuck Kent
Topic: Affordable housing, rentals versus purchase, who should build it and where should it go?
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

June 27, 2005
Guest: Marta Bortner, Public Information Officer, Cal Trans
Topic: Cal Trans–widening 101 & local projects
Latest Sales Updates in Part 4
(Approx. 45 minute program/4 parts, mp3 format)
Part 1 | Part 2 | Part 3 | Part 4

June 20, 2005
Guest: Mark Schniepp, Director California Forecast Project.
Topic: Is there a housing bubble?
(1 hr program, 55 MB, mp3 format)
Click here!